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Tuesday, August 25, 2020
First and Second Triumvirates of Rome
First and Second Triumvirates of Rome A triumvirate is an arrangement of government wherein three individuals share the most noteworthy political force. The term began in Rome during the last breakdown of the republic; it actually implies the standard of three men (tresâ viri). The individuals from a triumvirate could conceivably be chosen and might lead as per existing lawful standards. The First Triumvirate A union ofà Julius Caesar,à Pompeyà (Pompeius Magnus) andà Marcus Licinius Crassusâ ruled Rome from 60 BCE to 54 BCE. These three men solidified force in the melting away long stretches of Republican Rome. Despite the fact that Rome had extended a long ways past focal Italy, its political foundations set up when Rome was only one all the more little city-state among others neglected to keep pace. Actually, Rome was still only a city on the Tiber River, represented by a Senate; commonplace governors to a great extent managed outside of Italy and with hardly any special cases, the individuals of the territories came up short on a similar poise and rights that Romans (i.e., individuals who lived in Rome) appreciated. For a century before the First Triumvirate, the republic was shaken by slave revolts, pressure from Gallic clans toward the north, debasement in the territories and common wars. Influential men more impressive than the Senate, now and again periodically practiced casual authority with the dividers of Rome. Against that background, Caesar, Pompey, and Crassus adjusted to bring request out of mayhem however the request kept going a sparse six years. The three men governed until 54 BCE. In 53, Crassus was slaughtered and by 48, Caesar crushed Pompey at Pharsalus and administered alone until his death in the Senate in 44. The Second Triumvirate The Second Triumvirate comprised of Octavian (Augustus), Marcus Aemilius Lepidus and Mark Antony. The Second Triumvirate was an official body made in 43 B.C., known as Triumviri Rei Publicae Constituendae Consulari Potestate. Consular force was doled out to the three men. As a rule, there were just two chosen delegates. The triumvirate, in spite of a five-year term limit, was recharged for a subsequent term. The Second Triumvirate contrasted from the first to the extent that it was a lawful substance expressly supported by the Senate, not a private understanding among strongmen. In any case, the Second endured a similar destiny as the First: Internal squabbling and desire prompted its debilitating and breakdown. First to fall was Lepidus. After a strategic maneuver against Octavian, he was deprived of the entirety of his workplaces aside from forà Pontifex Maximusâ in 36 and later ousted to a remote island. Antony having lived since 40 with Cleopatra of Egypt and becoming progressively disconnected from the force legislative issues of Rome was conclusively crushed in 31 at the Battle of Actium and from that point ended it all with Cleopatra in 30. By 27, Octavian had retitled himselfà Augustus, viably turning into the principal head of Rome. In spite of the fact that Augustus paid specific consideration to utilize the language of the republic, therefore keeping up a fiction of republicanism well into the first and second hundreds of years CE, the intensity of the Senate and its diplomats had been broken and the Roman Empire started its about half-thousand years of impact over the Meditteranean world.
Saturday, August 22, 2020
Psychology of Stress Free Essays
string(252) of a sleeping disorder and weakness; figuring out how to loosen up prompts rest that is more profound and sounder; counteraction or decrease of psychosomatic issue, for example, hypertension, headaches, cerebral pains, asthma and ulcers; expanded fearlessness and diminished self-blame. The street of torment brought about by a Stress-related ailment 73132:Psychology of Stress Open Polytechnic Wellington Elizabeth Ross Words:2,149 ââ¬Å"The street of agony brought about by a pressure related illnessâ⬠, is the name of this last task. A nitty gritty contextual investigation and treatment plan for Sera-jean who has a pressure related disease. I will attempt to propose a treatment intend to help Sera-jean oversee hypertension and type 1diabetes. We will compose a custom paper test on Brain research of Stress or on the other hand any comparative point just for you Request Now There will be brief layouts of the strategies I have picked, how it works and what benefits it will be to Sera-jean in general. There will likewise be two unwinding thoughts for Sera-jean to use on the off chance that she so wishes. Sera-jean is matured thirty-four and is hitched with 3 kids. She has a serious bubbly character, agreeable, persistent, persevering, open, genuine, thoughtful audience, information capable and an earnest and caring individual. Sera-jean and her significant other had quite recently purchased a way of life property, so Sera-jean applied and was offered the situation of lead administrator in the new plant of Individual Quick Frozen cheddar office. An extraordinary chance to be a piece of another idea in a worldwide association, Sera-jean readily joined and turned into a significant piece of a decent group, with the goals to need to learn and get a decent beginning to another idea with incredible chances. Following two years IQF had lost 30, 000 metric ton of Pizza Hut and Dominoes arranges, the plant was only unfit to stay aware of the requests. Hardware breakdowns, dismissed item, remote issue in item, bundling flaws and with these glitches from the plant and loosing orders everybody started to consider what might occur. Sera-jean was at that point getting very stressed over what would occur with her area of expertise. There was no word from the organization, the association or the board which from all perspectives was exceptionally upsetting for everybody. She was getting cerebral pains and now and again was having lightheaded spells. She took two vacation days to have a few tests done and when she returned she revealed to us that she had hypertension and type 1diabetes. Poor Sera-jean she couldnââ¬â¢t comprehend why she out of nowhere had these diseases as she had consistently been very fit and sound. Change as a stressor, when change happens your life feels wild and it carries with it uneasiness. Abrupt and delayed change startles us you can experience difficulty adjusting your reasoning and create turmoil. At the point when changes are forced with no contribution to the procedure, the other part of progress that can influence your feeling of anxiety is the hugeness of the change on an amazing remainder. Broad research proposes that two related mental elements can intervene a, life forms reactions to the pressure of progress: controllability and consistency (Krantz, 1986). Seen control is characterized as the felt capacity to escape stays away from and additionally alters undermining boosts (Averille, 1973). Expanded consistency can help limit the pressure of making changes. The dread of the obscure is a strong stressor that needs decrease. Another stressor for Sera-jean that may have added to the hypertension is sympathomimetic operators which are the synthetic substances that copy the thoughtful pressure reaction. Numerous nourishments contain these substances and when they are devoured it can trigger a pressure reaction in the body, so relying upon what amount was expended. Xanthincs are ground-breaking amphetamine-like energizers that expansion digestion which makes an exceptionally alert and dynamic state. They likewise trigger arrival of the pressure hormones that among different activities are equipped for expanding pulse, circulatory strain, and oxygen requests on the heart. Outrageous, delayed pressure hormone discharge can even start myocardial corruption â⬠that is, obliteration of the heart tissue. (pp. 179 â⬠181). Productive adapting strategies for Sera-jean to utilize help oversee pressure. Evaluation centered procedures; identifying and questioning negative self-talk, sane reasoning, utilizing positive reevaluation, discovering humor in the circumstance, going to religion. Issue â⬠centered techniques; dynamic critical thinking, looking for social help, upgrading time the board, developing discretion, getting progressively decisive. Feeling â⬠centered methodologies; discharging repressed feelings, diverting one, overseeing unfriendly sentiments and excusing others, working out, interceding, utilizing orderly unwinding methodology. (pp. 114 â⬠131). To unwind is the very establishment of any program to beat nervousness, fears, or fits of anxiety. Numerous different aptitudes, for example, desensitization, perception, and changing negative self-talk, expand on the ability to accomplish profound unwinding. The kind of unwinding that truly has any kind of effect in managing tension is the ordinary, day by day practice of some type of profound unwinding. Profound unwinding alludes to a particular physiological express that is the specific inverse of the manner in which your body responds under pressure or during a fit of anxiety. This state was initially portrayed by Herbert Benson (pp. 81 â⬠103. 1975) as the unwinding reaction. This includes a progression of physiological changes, remembering diminishes for heart and breath rate, circulatory strain, skeletal muscle pressure, metabolic rate and oxygen utilization, logical reasoning, and an expansion in skin opposition and in alpha wave action in the cerebrum. Normal act of profound unwinding for twenty to thirty minutes regularly can deliver, after some time, a speculation of unwinding to an amazing remainder. So following half a month of rehearsing profound unwinding once every day, Teri-jean will in general feel progressively loosened up constantly. There are numerous advantages of profound unwinding that have been archived, for example, the accompanying; decrease of summed up tension. Numerous individuals have discovered that ordinary practice likewise lessens the recurrence and seriousness of fits of anxiety; to keep worry from developing in quality. Stress that is unabated may will in general develop extra time. Going into a condition of physiological quiet once a day offers your body the chance to recoup from the impacts of pressure. Indeed, even rest can neglect to break the total pressure cycle except if you give yourself authorization to profoundly unwind while wakeful; expanded vitality level and efficiency; improved fixation and memory; customary act of profound unwinding will in general increment your capacity to center and shields your brain from dashing; decrease of a sleeping disorder and weakness; figuring out how to loosen up prompts rest that is more profound and sounder; avoidance or decrease of psychosomatic issue, for example, hypertension, headaches, cerebral pains, asthma and ulcers; expanded self-assurance and diminished self-fault. You read Brain research of Stress in classification Paper models You can perform better just as feel better when you are loose; expanded accessibility of sentiments. Muscle strain is one of the central obstructions to a familiarity with your sentiments. To accomplish a condition of profound unwinding, utilizing a portion of the regular strategies, for example, stomach breathing, dynamic muscle unwinding, uninvolved muscle unwinding, imagining a quiet scene, guided symbolism, reflection, biofeedback, tactile hardship, yoga and quieting music. (pp. 86 â⬠90) Guidelines for rehearsing dynamic muscle unwinding (or any orm of profound unwinding) so the accompanying data will help Sera-jean utilize dynamic muscle unwinding that is embraced to rehearse routinely, including self-mesmerizing, guided perception and reflection. High-impact or cardiovascular activities, extending and conditioning activities would energize your brain and body to be progressively dynamic every day. Arranging a set program of unwinding techniques, breathing activities, reflec tion and advising these are totally appeared in this task as an extraordinary method to help with all diseases that you are encountering. Stress is an ordinary piece of life, however a lot of pressure can prompt enthusiastic and mental and even physical issues â⬠including coronary illness, hypertension, chest agonies or sporadic pulses. Diminishing pressure can help lower hypertension. In the event that pressure itself is a hazard factor for coronary illness, incessant pressure opens your body to unfortunate, relentlessly raised degrees of stress hormones like adrenaline and cortisol. Stress changes the manner in which blood clusters, which builds the danger of coronary failure and stroke. Being presented to extensive stretches of pressure is the place your body can offer admonition hints if there is something incorrectly. These physical psychological passionate and social indications of stress ought not be disregarded. Easing back down, on the off chance that you keep on being pushed and if your body doesnââ¬â¢t rest you will create medical issues. Physical signs; tipsiness, general a throbbing painfulness, pounding teeth, migraines, acid reflux, muscle strains, hustling heart, sweat-soaked palms, tiredness, upset belly. Every psychological sign; experiencing steady concern, neglect and the powerlessness to think, absence of inventiveness, loss of comical inclination. Enthusiastic signs; outrage, tension, crying melancholy, feeling weak, visit disposition swings, fractiousness, depression, apprehension, bitterness. The conduct signs; there is bossiness, alongside impulsive eating you show hazardous activities, and now and again you show a basic mentality towards life.. Step by step instructions to adapt to pressure, eat and drink reasonably, declare your-self and exercise routinely, loosen up each day, assume liability and set practical objectives and keep up positive musings. It takes responsibility, learn and practice unwinding, profound breathing, dynamic muscle unwinding, mental symbolism relaxat
Sunday, August 2, 2020
10 of the Best Audiobooks of 2016 So Far
10 of the Best Audiobooks of 2016 So Far Audiobooks have come a long way: where once I used to hope that a book would someday be available as an audiobook now I find myself having the conundrum of deciding whether I want to read recent releases with my ears or eyeballs (or both!). The publishing industry has obviously realized how many audiobook lovers there are and thanks to technological advances were getting a lot more selectionand ways to listen. And itâs awesome. Especially with so many great 2016 audiobook releases. Hereâs what weâre loving so far. The View From the Cheap Seats by Neil Gaiman: Neil Gaimans voice deep, calm, with a patient British accent makes for a delightfully soothing listen to an incredible collection of nonfiction works. I wandered through bookstores in New York City while listening to him talk to me about the importance of libraries, his own experience reading as a child, and how no book for a child is a bad book for a child. His essays are fantastic and youll want to highlight your copy of the book up and down, but I highly recommend listening to the audiobook it brings you sort of one step closer to the personal stories and anecdotes Gaiman shares. Nicole Brinkley The Fireman by Joe Hill: Joe.Hill.narrated.by.Kate.Mulgrew. Need I say more? Okay⦠I will. Not only did this book inspire in me feelings of outrage, stress and, ultimately, hope, but Mulgrewâs narration added a tension to Hillâs story that only enhanced the feeling that I was experiencing Harperâs situation myself. Kate Mulgrew should narrate all the things and Joe Hill should write all the things. /gavel Elizabeth Allen Lab Girl by Hope Jahren: This audiobook might be the surprise of the year for me. I donât listen to a ton of audio because I have a short attention span for listening, and some of the author-read books Iâve tried have been big disappointments. Jahrenâs memoir of her life in science is a delight, and the pop-science combined with her reading of it pushes it over the edge into âgreatâ territory. Itâs readily apparently that she is in love with science and discovery, passionate about the people on the journey with her, and I loved getting to know her as well as gaining a better understanding of the science of plants. I didnât realize just how fascinating that could be. Andi Miller Shrill by Lindy West: If you are a person who appreciates unapologetic feminism, body positivity, and a well-placed poop joke, Lindy Wests Shrill might wind up being the best book of essays you have ever listened to in your life. Sandwiched between HILARIOUS jokes about reading high fantasy by Robert Jordan on the bus, and the situation with deeply disturbing high school choir outfits, Lindy has gifted us a fat feminist abortion manifesto (her words), because people donât expect to hear from women like that. And I want other women to see me do that and I want womens voices to get louder. Ive long loved Lindy Wests amazing comedic timing in her writing for The Stranger, Jezebel, and The Guardian, and listening to her deliver her jokes on audio was kind of the most fantastic thing ever. She confesses that she never wanted to be the poster child for fighting virtual trolls and calling out rape jokes, yet she does it every day for everyone who wants womenâs voices to get louder. She s doing it for me, and shes doing it for you. Thank you, Lindy West 3 Rachel Smalter Hall The Passenger by Lisa Lutz, Madeleine Maby (Narrator): I have a terrible habit of listening to murder mysteries/thrillers while driving alone through long, isolated stretches of highway. So when I put on Lisa Lutzâs The Passenger during a drive to Tahoe, I thought I was facing several nights of sleeping with the lights on. The opening lines were not reassuring: âIn case you were wondering, I didnât do it. I didnât have anything to do with Frankâs death.â Well, great, glad Iâm taking this narrator with me to a cabin in the woods. I neednt have worried. Lutzâs protagonist, Tanya, certainly has skeletons in her closet but theyâre more mysterious than creepy. As she flees her past, Tanya slips from identity to identity and meets an increasingly unpredictable cast of characters. Though I never completely trusted Tanya as a narrator, I was glad to be along for the ride. Katie MacBride The Girl From Everywhere by Heidi Heilig: About 90% of my âreadingâ these days come from audiobooks and Iâve come to appreciate the recordings that are non-intrusive, where I can listen without really realizing Iâm not reading a book myself. That is much easier said than done, but Kim Mai Guest nails it every time. Her narration let me sink in to this wonderful world of magic-based time travel, pirate ships, complicated family relationships, and a mixing pot of mythologies by perfectly, inobtrusively rendering the beautiful prose. Sarah Nicolas And my picks for best audiobooks of 2016 so far are: The Regional Office Is Under Attack! by Manuel Gonzales: A smart, bonkers, and awesome book filled with lady assassins, a mechanical arm wielding character, an Oracle, and great fight scenes that had me cheering for fightingand was literally what the title says it is about. The delivery of the narrators (Sarah Scott, Natasha Soudek, Susan Hanfield, and Mike Chamberlain) was so spot-on that every time there was an f-bomb dropped Id laugh out loud (the real kind not the online lol kind). The Devourers by Indra Das: Beautifully written, intense, original, brutal, and a captivating story about a professor and the mysterious half-werewolf man he meets who has a strange request: to transcribe a hell of a tale involving a shape-shifter and the woman he rapes. Matching the lush writing is Shishir Kurups delicious voice and Meera Simhans lovely narration which makes the vulgarities, violence, and exploration of what makes us human vs monster go down smoother. Being Jazz: My Life as a (Transgender) Teen by Jazz Jennings: I recently have seen people making comments about how women under a certain age have no right writing memoirs and I could not disagree more. Jazz Jennings is a teen with a story everyone should read. Shes smart, funny, compassionate, and shows that even with a supportive family the world is still full of hurdles for the transgender community. Shes also a fantastic narrator. American Housewife: Stories by Helen Elli, Kathleen McInerney (Narrator), Lisa Cordileone (Narrator), Rebecca Lowman (Narrator), Dorothy Dillingham Blue (Narrator): The women and stories in this collection were so funny and entertaining I ended up volunteering to organize my basement so I could spend the day listening. (First time Iâve read an entire short story collection in one sittingâ"technically standing on a ladder.) From dumpster diving reality show contestants, to a ridiculous neighbor war, to a bra size fitter, and the behind the scenes of a book club I loved every story and moment of this book and its smart, dark humor. Do you have a favorite 2016 audiobook? Save Save Save Save Save Save Save Save Save Save Save Save Save Save Save Save Save Save Save Save Save Save Save Save Sign up for Audiobooks to receive the latest from the audiobooks world. Thank you for signing up! Keep an eye on your inbox.
Friday, May 22, 2020
Procompsognathus - Facts and Figures
Name: Procompsognathus (Greek for before the elegant jaw); pronounced PRO-comp-SOG-nah-thuss Habitat: Swamps of western Europe Historical Period: Late Triassic (210 million years ago) Size and Weight: About four feet long and 5-10 pounds Diet: Small animals and insects Distinguishing Characteristics: Small size; bipedal posture; long legs and snout About Procompsognathus Despite its name--before Compsognathus--the evolutionary relationship of Procompsognathus to the later and much-better known Compsognathus is uncertain at best. Because of the poor quality of this dinosaurs fossil remains, the best we can say about Procompsognathus is that it was a carnivorous reptile, but beyond that, its unclear if it was an early theropod dinosaur or a late archosaur akin to the bipedal Marasuchus (and thus not a dinosaur at all). In either event, though, Procompsognathus (and other reptiles like it) certainly lay at the base of later dinosaur evolution, either as direct progenitors of this fearsome breed or great-uncles a few times removed. One of the little known facts about Procompsognathus is that it was this dinosaur, and not Compsognathus, that had cameos in Michael Crichtons novels Jurassic Park and The Lost World. Crichton portrays compies as slightly venomous (in the books, Procompsognathus bites render their victims drowsy and ready for the kill), as well as eager consumers of sauropod poop. Needless to say, both of these attributes are complete inventions; to date, paleontologists have yet to identify any venomous dinosaurs, and there is no fossil evidence that any dinosaurs ate excrement (though its certainly not outside the range of possibility).
Sunday, May 10, 2020
The Problem Of Driving Under The United States - 1332 Words
How much more time will we be obtained to experience agony and cruelty due to the fact that there are incautious drunk drivers? How did this become a problem? Driving under the influence became a problem in the U.S. ever since the creation of cars; although, people would not consider it an actual issue until the 1980ââ¬â¢s. During around that same time, crime was defined as a personal choice and individual fault. Drunk driving fell under personal choice and individual fault. It is now illegal to drive under the influence in every state but apart from that, it is very unsafe for families in both ends of the predicament. When an individual consumes a drink, the alcohol is directed to the blood stream, there are tests that measure how much alcohol is in the system with an approximation percentage. Having 8% percent of alcohol in your body is already considered over board and the person is guessed to be a danger to society if driving a vehicle. DUI is considered to be the nations mos t committed crime up to date, back in the 80ââ¬â¢s people started supporting ways to fight drinking and driving, and were willing to give up some ââ¬Å"freedomâ⬠to have stricter legal deeds. The people took this movement into a legislative sector. Somewhere between the 1981 and 1987 about 934 laws were passed by state legislatures having to do with the drinking and driving epidemic. Legal measures concentrate on preventing these drunk drivers by enforcing stricter laws and finding ways they could get punished.Show MoreRelatedEssay Persuasion, Indoctrination, and Inoculation1178 Words à |à 5 PagesPERSUASION, INDOCTRINATION, AND INOCULATION 2 There are many dangers that plague us in todayââ¬â¢s society. One of the most pressing issues is that of driving under the influence of alcohol. This is a problem for many reasons. Firstly, driving while intoxicated is illegal. It shows the rising problem of substance abuse, and most importantly, driving drunk is deadly. According toà Drinkinganddriving.orgà (2008-2013),à 900,000 are arrested each year for DUI/DWI and a full 1/3 of those are repeat offendersâ⬠Read MoreA Brief Note On Deaths From Drunk Driving Essay1120 Words à |à 5 PagesAndrew Weaver Mrs. Gallos English 3 1 December 2016 Deaths From Drunk Driving When driving down the road two ambulanceââ¬â¢s fly by with sirens screaming, on down the road the ambulanceââ¬â¢s stop along with three fire truckââ¬â¢s on the side of the road surrounded by many police officers, passing by there is a car flipped upside down with another car head on into a tree and white drapes over top of bodies on the road, through the window there is a man there blowing into a breathalyzer, the number comes upRead MoreEssay On Drinking And Drinking1311 Words à |à 6 PagesNarad Koirala Dr.Jaap English 15 November 9, 2017 Drinking and Driving Solution According to The New York Times, ââ¬Å"The A.B.A.ââ¬â¢s Commission on Lawyer Assistance Programsââ¬â¢ most recent national report identified alcohol as the No. 1 substance-abuse problem for lawyers.â⬠From lawyers to ordinary people are all addicted to these substance known as alcohol.This is a problem that needs to be taken more seriously because it has been a major issue in the country for over a decade. The straight solutionRead MoreCause And Effect Of Impaired Driving925 Words à |à 4 Pagesinjured every day because either they are driving under the influence (DUI) or they are victims of those people who drink and drive. The United States is the country which has the most accidents caused by DUI. According to the article ââ¬Å"Alcohol Involvement in Fatal Crashesâ⬠, the U.S has the most impaired driving accidents. Statistics in the article ââ¬Å"Impaired Drivingâ⬠show that around 10,076 people were killed in ââ¬Ëalcohol ââ¬â impairedââ¬â¢ dr iving in 2013 in the United States. Research shows that people aged 16Read MoreAlcohol Related Accidents Essay874 Words à |à 4 Pagesin an accident with a drunk driver. Drunk driving is a serious problem that the United States, as well as the world, is trying to deal with, because it does not only effect a select few, it effects everyone. Drunk driving amongst high school students is an enormous problem that the United States is trying to cope with. Many programs have come to surface over the past few years, that educate students on this situation. MADD, mothers against drunk driving, is a non profit organization that tries toRead MoreDrinking And Driving Should Not Be Taken Lightly1500 Words à |à 6 PagesDrinking and Driving Have you or someone you know been personally affected by someone who was drinking and driving? If you have then you understand the seriousness of why this is a major problem and should not be taken lightly. Many people have the understanding that they should not drink and drive when they are sober, when they start drinking however, their opinions most of the time change. Alcohol distorts a person s judgement and allows their perception to be altered, people who are under the influenceRead MoreThe Legal Limit Blood Alcohol Content1018 Words à |à 5 PagesDriving under the influence is a continuous problem which is on the rise today. According to the Center of Disease and Control, ââ¬Å"every day, 28 people in the United States die in motor vehicle crashes that involve an alcohol-impaired driver. This amounts to one death every 53 minutes. (Centers for Disease Control and Prevention, 2016) That is over ten-thousand preventable deaths every year. The United States Department of Transportation believes that between laws and DUI awareness may be helpingRead MoreDrinking And Driving1335 Words à |à 6 Pages Drink and Driving is and Ongoing Problem Erica Esposito Kean University Abstract This paper explores the research and find results on how drinking and driving has become a big problem in the United States. Drinking and driving effects a personââ¬â¢s ability to operate a vehicle and therefore drunk drivers need to be educated on the repercussions with drinking and driving. Every day drunk drivers are arrested, either for traffic violations, reckless driving, and random stops on theRead MoreDriving Is The Most Dangerous Activities1110 Words à |à 5 PagesDriving become one the most dangerous activities we do on a daily basis. We all play apart in creating a more hazardous environment for drivers and passengers, either by choosing to answer that text message, or a call, or driving under the influence of alcohol. So why do we risk it? Why do we risk our lives and other human lives while driving? There are things out of our control that can cause accidents, such as weather, or car problems. Paying attention while driving is a key factor of getting homeRead MoreTe xting And Driving Is A Good Thing Essay1248 Words à |à 5 Pagesphone. Texting and driving is one of the most daring things people can do on the road now a days. It is a tragic practice in the United States that needs to be stopped. Itââ¬â¢s taking many lives of peoples family and friends around the United States today. This phenomenon of texting and driving exists and it isn t a good thing. Although many people would agree that texting and driving isn t a safe act many still do it. Most people feel discluded from the texting while driving danger and believe that
Wednesday, May 6, 2020
Vampire Academy Chapter 5 Free Essays
string(27) " and hang out for a while\." FIVE OR RATHER, THEY HAD BEEN Strigoi. A regiment of guardians had hunted them down and killed them. If rumors were true, Christian had witnessed it all when he was very young. We will write a custom essay sample on Vampire Academy Chapter 5 or any similar topic only for you Order Now And although he wasnââ¬â¢t Strigoi himself, some people thought he wasnââ¬â¢t far off, with the way he always wore black and kept to himself. Strigoi or not, I didnââ¬â¢t trust him. He was a jerk, and I silently screamed at Lissa to get out of there ââ¬â not that my screaming did much good. Stupid one-way bond. ââ¬Å"What are you doing here?â⬠she asked. ââ¬Å"Taking in the sights, of course. That chair with the tarp on it is particularly lovely this time of year. Over there, we have an old box full of the writings of the blessed and crazy St. Vladimir. And letââ¬â¢s not forget that beautiful table with no legs in the corner.â⬠ââ¬Å"Whatever.â⬠She rolled her eyes and moved toward the door, wanting to leave, but he blocked her way. ââ¬Å"Well, what about you?â⬠he taunted. ââ¬Å"Why are you up here? Donââ¬â¢t you have parties to go to or lives to destroy?â⬠Some of Lissaââ¬â¢s old spark returned. ââ¬Å"Wow, thatââ¬â¢s hilarious. Am I like a rite of passage now? Go and see if you can piss off Lissa to prove how cool you are? Some girl I donââ¬â¢t even know yelled at me today, and now Iââ¬â¢ve got to deal with you? What does it take to be left alone?â⬠ââ¬Å"Oh. So thatââ¬â¢s why youââ¬â¢re up here. For a pity party.â⬠ââ¬Å"This isnââ¬â¢t a joke. Iââ¬â¢m serious.â⬠I could tell Lissa was getting angry. It was trumping her earlier distress. He shrugged and leaned casually against the sloping wall. ââ¬Å"So am I. I love pity parties. I wish Iââ¬â¢d brought the hats. What do you want to mope about first? How itââ¬â¢s going to take you a whole day to be popular and loved again? How youââ¬â¢ll have to wait a couple weeks before Hollister can ship out some new clothes? If you spring for rush shipping, it might not be so long.â⬠ââ¬Å"Let me leave,â⬠she said angrily, this time pushing him aside. ââ¬Å"Wait,â⬠he said, as she reached the door. The sarcasm disappeared from his voice. ââ¬Å"What?à um, what was it like?â⬠ââ¬Å"What was what like?â⬠she snapped. ââ¬Å"Being out there. Away from the Academy.â⬠She hesitated for a moment before answering, caught off guard by what seemed like a genuine attempt at conversation. ââ¬Å"It was great. No one knew who I was. I was just another face. Not Moroi. Not royal. Not anything.â⬠She looked down at the floor. ââ¬Å"Everyone here thinks they know who I am.â⬠ââ¬Å"Yeah. Itââ¬â¢s kind of hard to outlive your past,â⬠he said bitterly. It occurred to Lissa at that moment ââ¬â and me to by default ââ¬â just how hard it might be to be Christian. Most of the time, people treated him like he didnââ¬â¢t exist. Like he was a ghost. They didnââ¬â¢t talk to or about him. They just didnââ¬â¢t notice him. The stigma of his parentsââ¬â¢ crime was too strong, casting its shadow onto the entire Ozera family. Still, heââ¬â¢d pissed her off, and she wasnââ¬â¢t about to feel sorry for him. ââ¬Å"Wait ââ¬â is this your pity party now?â⬠He laughed, almost approvingly. ââ¬Å"This room has been my pity party for a year now.â⬠ââ¬Å"Sorry,â⬠said Lissa snarkily. ââ¬Å"I was coming here before I left. Iââ¬â¢ve got a longer claim.â⬠ââ¬Å"Squattersââ¬â¢ rights. Besides, I have to make sure I stay near the chapel as much as possible so people know I havenââ¬â¢t gone Strigoi?à yet.â⬠Again, the bitter tone rang out. ââ¬Å"I used to always see you at mass. Is that the only reason you go? To look good?â⬠Strigoi couldnââ¬â¢t enter holy ground. More of that sinning-against-the-world thing. ââ¬Å"Sure,â⬠he said. ââ¬Å"Why else go? For the good of your soul?â⬠ââ¬Å"Whatever,â⬠said Lissa, who clearly had a different opinion. ââ¬Å"Iââ¬â¢ll leave you alone then.â⬠ââ¬Å"Wait,â⬠he said again. He didnââ¬â¢t seem to want her to go. ââ¬Å"Iââ¬â¢ll make you a deal. You can hang out here too if you tell me one thing.â⬠ââ¬Å"What?â⬠She glanced back at him. He leaned forward. ââ¬Å"Of all the rumors I heard about you today ââ¬â and believe me, I heard plenty, even if no one actually told them to me ââ¬â there was one that didnââ¬â¢t come up very much. They dissected everything else: why you left, what you did out there, why you came back, the specialization, what Rose said to Mia, blah, blah, blah. And in all of that, no one, no one ever questioned that stupid story that Rose told about there being all sorts of fringe humans who let you take blood.â⬠She looked away, and I could feel her cheeks starting to burn. ââ¬Å"Itââ¬â¢s not stupid. Or a story.â⬠He laughed softly. ââ¬Å"Iââ¬â¢ve lived with humans. My aunt and I stayed away after my parents?à died. Itââ¬â¢s not that easy to find blood.â⬠When she didnââ¬â¢t answer, he laughed again. ââ¬Å"It was Rose, wasnââ¬â¢t it? She fed you.â⬠A renewed fear shot through both her and me. No one at school could know about that. Kirova and the guardians on the scene knew, but theyââ¬â¢d kept that knowledge to themselves. ââ¬Å"Well. If thatââ¬â¢s not friendship, I donââ¬â¢t know what it is,â⬠he said. ââ¬Å"You canââ¬â¢t tell anyone,â⬠she blurted out. This was all we needed. As Iââ¬â¢d just been reminded, feeders were vampire-bite addicts. We accepted that as part of life but still looked down on them for it. For anyone else ââ¬â especially a dhampir ââ¬â letting a Moroi take blood from you was almost, well, dirty. In fact, one of the kinkiest, practically pornographic things a dhampir could do was let a Moroi drink blood during sex. Lissa and I hadnââ¬â¢t had sex, of course, but weââ¬â¢d both known what others would think of me feeding her. ââ¬Å"Donââ¬â¢t tell anyone,â⬠Lissa repeated. He stuffed his hands in his coat pockets and sat down on one of the crates. ââ¬Å"Who am I going to tell? Look, go grab the window seat. You can have it today and hang out for a while. You read "Vampire Academy Chapter 5" in category "Essay examples" If youââ¬â¢re not still afraid of me.â⬠She hesitated, studying him. He looked dark and surly, lips curled in a sort of Iââ¬â¢m-such-a-rebel smirk. But he didnââ¬â¢t look too dangerous. He didnââ¬â¢t look Strigoi. Gingerly, she sat back down in the window seat, unconsciously rubbing her arms against the cold. Christian watched her, and a moment later, the air warmed up considerably. Lissa met Christianââ¬â¢s eyes and smiled, surprised sheââ¬â¢d never noticed how icy blue they were before. ââ¬Å"You specialized in fire?â⬠He nodded and pulled up a broken chair. ââ¬Å"Now we have luxury accommodations.â⬠I snapped out of the vision. ââ¬Å"Rose? Rose?â⬠Blinking, I focused on Dimitriââ¬â¢s face. He was leaning toward me, his hands gripping my shoulders. Iââ¬â¢d stopped walking; we stood in the middle of the quad separating the upper school buildings. ââ¬Å"Are you all right?â⬠ââ¬Å"I?à yeah. I was?à I was with Lissa?à â⬠I put a hand to my forehead. Iââ¬â¢d never had such a long or clear experience like that. ââ¬Å"I was in her head.â⬠ââ¬Å"Her?à head?â⬠ââ¬Å"Yeah. Itââ¬â¢s part of the bond.â⬠I didnââ¬â¢t really feel like elaborating. ââ¬Å"Is she all right?â⬠ââ¬Å"Yeah, sheââ¬â¢s?à â⬠I hesitated. Was she all right? Christian Ozera had just invited her to hang out with him. Not good. There was ââ¬Å"coasting through the middle,â⬠and then there was turning to the dark side. But the feelings humming through our bond were no longer scared or upset. She was almost content, though still a little nervous. ââ¬Å"Sheââ¬â¢s not in danger,â⬠I finally said. I hoped. ââ¬Å"Can you keep going?â⬠The hard, stoic warrior Iââ¬â¢d met earlier was gone ââ¬â just for a moment ââ¬â and he actually looked concerned. Truly concerned. Feeling his eyes on me like that made something flutter inside of me ââ¬â which was stupid, of course. I had no reason to get all goofy, just because the man was too good-looking for his own good. After all, he was an antisocial god, according to Mason. One who was supposedly going to leave me in all sorts of pain. ââ¬Å"Yeah. Iââ¬â¢m fine.â⬠I went into the gymââ¬â¢s dressing room and changed into the workout clothes someone had finally thought to give me after a day of practicing in jeans and a T-shirt. Gross. Lissa hanging out with Christian troubled me, but I shoved that thought away for later as my muscles informed me they did not want to go through any more exercise today. So I suggested to Dimitri that maybe he should let me off this time. He laughed, and I was pretty sure it was at me and not with me. ââ¬Å"Why is that funny?â⬠ââ¬Å"Oh,â⬠he said, his smile dropping. ââ¬Å"You were serious.â⬠ââ¬Å"Of course I was! Look, Iââ¬â¢ve technically been awake for two days. Why do we have to start this training now? Let me go to bed,â⬠I whined. ââ¬Å"Itââ¬â¢s just one hour.â⬠He crossed his arms and looked down at me. His earlier concern was gone. He was all business now. Tough love. ââ¬Å"How do you feel right now? After the training youââ¬â¢ve done so far?â⬠ââ¬Å"I hurt like hell.â⬠ââ¬Å"Youââ¬â¢ll feel worse tomorrow.â⬠ââ¬Å"So?â⬠ââ¬Å"So, better to jump in now while you still feel?à not as bad.â⬠ââ¬Å"What kind of logic is that?â⬠I retorted. But I didnââ¬â¢t argue anymore as he led me into the weight room. He showed me the weights and reps he wanted me to do, then sprawled in a corner with a battered Western novel. Some god. When I finished, he stood beside me and demonstrated a few cool-down stretches. ââ¬Å"Howââ¬â¢d you end up as Lissaââ¬â¢s guardian?â⬠I asked. ââ¬Å"You werenââ¬â¢t here a few years ago. Were you even trained at this school?â⬠He didnââ¬â¢t answer right away. I got the feeling he didnââ¬â¢t talk about himself very often. ââ¬Å"No. I attended the one in Siberia.â⬠ââ¬Å"Whoa. Thatââ¬â¢s got to be the only place worse than Montana.â⬠A glint of something ââ¬â maybe amusement ââ¬â sparked in his eyes, but he didnââ¬â¢t acknowledge the joke. ââ¬Å"After I graduated, I was a guardian for a Zeklos lord. He was killed recently.â⬠His smile dropped, his face grew dark. ââ¬Å"They sent me here because they needed extras on campus. When the princess turned up, they assigned me to her, since Iââ¬â¢d already be around. Not that it matters until she leaves campus.â⬠I thought about what heââ¬â¢d said before. Some Strigoi killed the guy he was supposed to have been guarding? ââ¬Å"Did this lord die on your watch?â⬠ââ¬Å"No. He was with his other guardian. I was away.â⬠He fell silent, his mind obviously somewhere else. The Moroi expected a lot from us, but they did recognize that the guardians were ââ¬â more or less ââ¬â only human. So, guardians got pay and time off like youââ¬â¢d get in any other job. Some hard-core guardians ââ¬â like my mom ââ¬â refused vacations, vowing never to leave their Moroiââ¬â¢s sides. Looking at Dimitri now, I had a feeling he might very well turn into one of those. If heââ¬â¢d been away on legitimate leave, he could hardly blame himself for what happened to that guy. Still, he probably did anyway. Iââ¬â¢d blame myself too if something happened to Lissa. ââ¬Å"Hey,â⬠I said, suddenly wanting to cheer him up, ââ¬Å"did you help come up with the plan to get us back? Because it was pretty good. Brute force and all that.â⬠He arched an eyebrow curiously. Cool. Iââ¬â¢d always wished I could do that. ââ¬Å"Youââ¬â¢re complimenting me on that?â⬠ââ¬Å"Well, it was a hell of a lot better than the last one they tried.â⬠ââ¬Å"Last one?â⬠ââ¬Å"Yeah. In Chicago. With the pack of psi-hounds.â⬠ââ¬Å"This was the first time we found you. In Portland.â⬠I sat up from my stretches and crossed my legs. ââ¬Å"Um, I donââ¬â¢t think I imagined psi-hounds. Who else could have sent them? They only answer to Moroi. Maybe no one told you about it.â⬠ââ¬Å"Maybe,â⬠he said dismissively. I could tell by his face he didnââ¬â¢t believe that. I returned to the novicesââ¬â¢ dorm after that. The Moroi students lived on the other side of the quad, closer to the commons. The living arrangements were partly based on convenience. Being here kept us novices closer to the gym and training grounds. But we also lived separately to accommodate the differences in Moroi and dhampir lifestyles. Their dorm had almost no windows, aside from tinted ones that dimmed sunlight. They also had a special section where feeders always stayed on hand. The novicesââ¬â¢ dorm was built in a more open way, allowing for more light. I had my own room because there were so few novices, let alone girls. The room theyââ¬â¢d given me was small and plain, with a twin bed and a desk with a computer. My few belongings had been spirited out of Portland and now sat in boxes around the room. I rummaged through them, pulling out a T-shirt to sleep in. I found a couple of pictures as I did, one of Lissa and me at a football game in Portland and another taken when Iââ¬â¢d gone on vacation with her family, a year before the accident. I set them on my desk and booted up the computer. Someone from tech support had helpfully given me a sheet with instructions for renewing my e-mail account and setting up a password. I did both, happy to discover no one had realized that this would serve as a way for me to communicate with Lissa. Too tired to write to her now, I was about to turn everything off when I noticed I already had a message. From Janine Hathaway. It was short: Iââ¬â¢m glad youââ¬â¢re back. What you did was inexcusable. ââ¬Å"Love you too, Mom,â⬠I muttered, shutting it all down. When I went to bed afterward, I passed out before even hitting the pillow, and just as Dimitri had predicted, I felt ten times worse when I woke up the next morning. Lying there in bed, I reconsidered the perks of running away. Then I remembered getting my ass kicked and figured the only way to prevent that from happening again was to go endure some more of it this morning. My soreness made it all that much worse, but I survived the before-school practice with Dimitri and my subsequent classes without passing out or fainting. At lunch, I dragged Lissa away from Natalieââ¬â¢s table early and gave her a Kirova-worthy lecture about Christian ââ¬â particularly chastising her for letting him know about our blood arrangement. If that got out, itââ¬â¢d kill both of us socially and I didnââ¬â¢t trust him not to tell. Lissa had other concerns. ââ¬Å"You were in my head again?â⬠she exclaimed. ââ¬Å"For that long?â⬠ââ¬Å"I didnââ¬â¢t do it on purpose,â⬠I argued. ââ¬Å"It just happened. And thatââ¬â¢s not the point. How long did you hang out with him afterward?â⬠ââ¬Å"Not that long. It was kind of?à fun.â⬠ââ¬Å"Well, you canââ¬â¢t do it again. If people find out youââ¬â¢re hanging out with him, theyââ¬â¢ll crucify you.â⬠I eyed her warily. ââ¬Å"You arenââ¬â¢t, like, into him, are you?â⬠She scoffed. ââ¬Å"No. Of course not. ââ¬Å"Good. Because if youââ¬â¢re going to go after a guy, steal Aaron back.â⬠He was boring, yes, but safe. Just like Natalie. How come all the harmless people were so lame? Maybe that was the definition of safe. She laughed. ââ¬Å"Mia would claw my eyes out.â⬠ââ¬Å"We can take her. Besides, he deserves someone who doesnââ¬â¢t shop at Gap Kids.â⬠ââ¬Å"Rose, youââ¬â¢ve got to stop saying things like that.â⬠ââ¬Å"Iââ¬â¢m just saying what you wonââ¬â¢t.â⬠ââ¬Å"Sheââ¬â¢s only a year younger,â⬠said Lissa. She laughed. ââ¬Å"I canââ¬â¢t believe you think Iââ¬â¢m the one whoââ¬â¢s going to get us in trouble.â⬠Smiling as we strolled toward class, I gave her a sidelong glance. ââ¬Å"Aaron does look pretty good though, huh?â⬠She smiled back and avoided my eyes. ââ¬Å"Yeah. Pretty good.â⬠ââ¬Å"Ooh. You see? You should go after him.â⬠ââ¬Å"Whatever. Iââ¬â¢m fine being friends now.â⬠ââ¬Å"Friends who used to stick their tongues down each otherââ¬â¢s throats.â⬠She rolled her eyes. ââ¬Å"Fine.â⬠I let my teasing go. ââ¬Å"Let Aaron stay in the nursery school. Just so long as you stay away from Christian. Heââ¬â¢s dangerous.â⬠ââ¬Å"Youââ¬â¢re overreacting. Heââ¬â¢s not going Strigoi.â⬠ââ¬Å"Heââ¬â¢s a bad influence.â⬠She laughed. ââ¬Å"You think Iââ¬â¢m in danger of going Strigoi?â⬠She didnââ¬â¢t wait for my answer, instead pushing ahead to open the door to our science class. Standing there, I uneasily replayed her words and then followed a moment later. When I did, I got to see royal power in action. A few guys ââ¬â with giggling, watching girls ââ¬â were messing with a gangly-looking Moroi. I didnââ¬â¢t know him very well, but I knew he was poor and certainly not royal. A couple of his tormentors were air-magic users, and theyââ¬â¢d blown the papers off his desk and were pushing them around the room on currents of air while the guy tried to catch them. My instincts urged me to do something, maybe go smack one of the air users. But I couldnââ¬â¢t pick a fight with everyone who annoyed me, and certainly not a group of royals ââ¬â especially when Lissa needed to stay off their radar. So I could only give them a look of disgust as I walked to my desk. As I did, a hand caught my arm. Jesse. ââ¬Å"Hey,â⬠I said jokingly. Fortunately, he didnââ¬â¢t appear to be participating in the torture session. ââ¬Å"Hands off the merchandise.â⬠He flashed me a smile but kept his hand on me. ââ¬Å"Rose, tell Paul about the time you started the fight in Ms. Karpââ¬â¢s class.â⬠I cocked my head toward him, giving him a playful smile. ââ¬Å"I started a lot of fights in her class.â⬠ââ¬Å"The one with the hermit crab. And the gerbil.â⬠I laughed, recalling it. ââ¬Å"Oh yeah. It was a hamster, I think. I just dropped it into the crabââ¬â¢s tank, and they were both worked up from being so close to me, so they went at it.â⬠Paul, a guy sitting nearby whom I didnââ¬â¢t really know, chuckled too. Heââ¬â¢d transferred last year, apparently, and hadnââ¬â¢t heard of this. ââ¬Å"Who won?â⬠I looked at Jesse quizzically. ââ¬Å"I donââ¬â¢t remember. Do you?â⬠ââ¬Å"No. I just remember Karp freaking out.â⬠He turned toward Paul. ââ¬Å"Man, you should have seen this messed-up teacher we used to have. Used to think people were after her and would go off on stuff that didnââ¬â¢t make any sense. She was nuts. Used to wander campus while everyone was asleep.â⬠I smiled tightly, like I thought it was funny. Instead, I thought back to Ms. Karp again, surprised to be thinking about her for the second time in two days. Jesse was right ââ¬â she had wandered campus a lot when she still worked here. It was pretty creepy. Iââ¬â¢d run into her once ââ¬â unexpectedly. Iââ¬â¢d been climbing out of my dorm window to go hang out with some people. It was after hours, and we were all supposed to be in our rooms, fast asleep. Such escape tactics were a regular practice for me. I was good at them. But I fell that time. I had a second-floor room, and I lost my grip about halfway down. Sensing the ground rush up toward me, I tried desperately to grab hold of something and slow my fall. The buildingââ¬â¢s rough stone tore into my skin, causing cuts I was too preoccupied to feel. I slammed into the grassy earth, back first, getting the wind knocked out of me. ââ¬Å"Bad form, Rosemarie. You should be more careful. Your instructors would be disappointed.â⬠Peering through the tangle of my hair, I saw Ms. Karp looking down at me, a bemused look on her face. Pain, in the meantime, shot through every part of my body. Ignoring it as best I could, I clambered to my feet. Being in class with Crazy Karp while surrounded by other students was one thing. Standing outside alone with her was an entirely different matter. She always had an eerie, distracted gleam in her eye that made my skin break out in goose bumps. There was also now a high likelihood sheââ¬â¢d drag me off to Kirova for a detention. Scarier still. Instead, she just smiled and reached for my hands. I flinched but let her take them. She tsked when she saw the scrapes. Tightening her grip on them, she frowned slightly. A tingle burned my skin, laced with a sort of pleasant buzz, and then the wounds closed up. I had a brief sense of dizziness. My temperature spiked. The blood disappeared, as did the pain in my hip and leg. Gasping, I jerked my hands away. Iââ¬â¢d seen a lot of Moroi magic, but never anything like that. ââ¬Å"What?à what did you do?â⬠She gave me that weird smile again. ââ¬Å"Go back to your dorm, Rose. There are bad things out here. You never know whatââ¬â¢s following you.â⬠I was still staring at my hands. ââ¬Å"But?à â⬠I looked back up at her and for the first time noticed scars on the sides of her forehead. Like nails had dug into them. She winked. ââ¬Å"I wonââ¬â¢t tell on you if you donââ¬â¢t tell on me.â⬠I jumped back to the present, unsettled by the memory of that bizarre night. Jesse, in the meantime, was telling me about a party. ââ¬Å"Youââ¬â¢ve got to slip your leash tonight. Weââ¬â¢re going up to that spot in the woods around eight thirty. Mark got some weed.â⬠I sighed wistfully, regret replacing the chill Iââ¬â¢d felt over the memory of Ms. Karp. ââ¬Å"Canââ¬â¢t slip that leash. Iââ¬â¢m with my Russian jailer.â⬠He let go of my arm, looking disappointed, and ran a hand through his bronze-colored hair. Yeah. Not being able to hang out with him was a damned shame. I really would have to fix that someday. ââ¬Å"Canââ¬â¢t you ever get off for good behavior?â⬠he joked. I gave him what I hoped was a seductive smile as I found my seat. ââ¬Å"Sure,â⬠I called over my shoulder. ââ¬Å"If I was ever good.â⬠How to cite Vampire Academy Chapter 5, Essay examples
Thursday, April 30, 2020
The Park Avenue Bank and Charles J. Antonucci, Sr. Essay Example
The Park Avenue Bank and Charles J. Antonucci, Sr. Paper It was at this time that Charles J. Ontological, Sir. , became the president and CEO of the Park Avenue Bank. He also assumed a place on the Banks Board of Directors. Antagonistic was responsible for organizing a group of investors that invested more than $10 million into the Park Avenue Bank in 2004, which had four retail branches In the Manhattan and Brooklyn areas of New York City, and he apparently Impressed those Investors with his previous work in turning around troubled banks (Well and Bray). In addition to holding CEO, president, and board positions for the Park Avenue Bank, Antagonistic was also involved in a number f other businesses. Antagonistic was also the 100% owner of Bedford Consulting Group, Inc. , Easy Wealth Group, Ltd. , and the Park Avenue Property and Casualty Insurance Company. Additionally, he had 20% ownership in three properties in Fishkill, NY: one at 1042 Main Street, another at 2 Broad Street, and the last at 48 Jackson Street. Furthermore, Antagonistic also held 20% ownership In a company called TTS Capital. All of these businesses will play roles In the schemes In which Ontological engaged. In short, Antagonistic abused his position at the Park Avenue Bank by engaging in at least eight different schemes involving fraud and/or misuse of company funds. We will write a custom essay sample on The Park Avenue Bank and Charles J. Antonucci, Sr. specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on The Park Avenue Bank and Charles J. Antonucci, Sr. specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on The Park Avenue Bank and Charles J. Antonucci, Sr. specifically for you FOR ONLY $16.38 $13.9/page Hire Writer In a majority of these schemes, he had help in the form of co- conspirators, none of whose identities have been revealed at this point. The main co- conspirator will be referred to as Mr.. X throughout this paper. Although it is unknown how many people work for him, at least three of Mr.. Axs employees and/or associates also conspired with Ontological. Those three are referred to as Mr.. W, Mr.. Y, and Mr.. Z. Mr.. X became a client of the Park Avenue Bank in 2007, and he brought with him a umber of different businesses, each one of which required a separate account at the Bank. In the complaint against Antagonistic, those businesses are referred to as the Oxygen-related entities and include the following companies: Oxygen Unlimited, LLc; oxygen unsuited II, LLc; RAH; SQ, LLc; River Falls Botanical services; SAD Realty, Inc. ; and TTS Capital, LLC. As was noted above, Ontological had 20% ownership of TTS Capital. As with the businesses that Antagonistic owned, many of the Oxygen- related entities figured into the scams that Antagonistic and his co-conspirators carried out. One additional company that played a key role was the US Insurance Group, or USIA. USIA also had an account at the Bank, and Oxygen Unlimited had a 25% put option on USIA, which suggests that Mr.. X had a hand in USIA as well. Furthermore, Mr.. Axs administrative assistant was an account signer on all of the Oxygen-related entitles as well as on ten SUSIE account. As tatterdemalion, Ontological was Involved in at least eight different schemes in his time at the Park Avenue Bank. One of these involved the leasing and maintenance of the three properties in Fishkill, NY, in which he had partial ownership. Beginning sometime in 2005, the Park Avenue Bank began leasing the house at 1042 Main Street. The first floor of the house was reserved for the Bedford Consulting Group, which was owned by Antagonistic, and the second floor was used as an office by Bank employees. Additionally, the Bank paid approximately $750,000 to have a storage center built behind the house to accommodate the Banks information technology recovery equipment. The Park Avenue Bank also entered into lease agreements in 2008 for both the property at 2 Broad Street and at 48 Jackson Street. Although Antagonistic indicated that both properties would be used as storage/ assister recovery sites by the Bank, as of 2010, the Bank had yet to use either property in any way. However, despite using only one of the three properties, the Bank paid out more than $1 million in rent and other expenses to these three properties. At no time was it disclosed that Antagonistic had part ownership of any of these buildings. Another scheme involves another one of the companies that Antagonistic owned Easy Wealth Group, Ltd. In early 2006, Antagonistic approached one of his associates with a business opportunity: Easy Wealth was losing money, and Antagonistic was hoping to recoup his investment. He therefore asked his associate to take over the business, promising that the Park Avenue Bank would provide financing. Antagonistic helped his associate prepare the necessary loan paperwork, making it appear that the associate had owned Easy Wealth since 2004 and omitting any connection with Antagonistic. He also helped to create false documents for the application, including a falsified profit and loss statement for Easy Wealths 2005 fiscal year, and false personal financial statements for his associate. Based on the falsified application, the Bank approved a loan of $300,000 to Easy Wealth. At no time as Antibiotics ownership or and financial interest in Easy Money disclosed. In fact, Antagonistic himself personally approved the $300,000 loan. Shortly after his associate was approved for the loan, Antagonistic asked his associate for $70,000 in two interest- free loans. Both times, the associate made checks payable to Bedford Consulting Group. Antagonistic finally repaid some of the money in 2008, but never repaid $20,000 of the loan nor any of the interest that the associate had to pay on the money. Between May 2006 and June 2009, Antagonistic incrementally approved credit increases to Easy Wealth from the original $300,000 to $400,000. He also twice extended the loan due date by a year (for a total of two years), and then in April 2009 extended the due date by another 90 days. In June 2009, Easy Wealth ceased to operate and Antibiotics associate filed for bankruptcy. At that time, Easy Wealth still owed the Bank the entire $400,000 balance. The Bank therefore had to write off the entire amount of the loan, causing a $400,000 loss. As mentioned earlier, Antagonistic had 20% ownership in one of the Oxygen-related entities, TTS Capital. In November 2008, TTS Capital opened an account at the Park Avenue Bank, but no money was deposited r transferred into that account. During 2008, Mr.. W, who worked for Mr.. X, wrote two checks against the TTS Capital Account, totaling $67,000. Antagonistic had one of his employees approve the overdraft fees and pay the checks. In November 2009, the bank was forced to write off those overdraft fees, causing a $67,000 loss. At no point In tale was It Lacrosse Tanat Ontological Ana a Atlanta Interest In I SF capita Antagonistic also approved a number of other overdraft fees on various Oxygen-related entities. In fact, as was disclosed in a Department of Justice Press Release, Antagonistic approved approximately $8. Lion worth of overdrafts from 2007 to 2009 on various accounts associated with Mr.. X. In exchange for this service, Antagonistic was allowed to use Mr.. Axs personal plane. According to witnesses, Antagonistic took at least 10 flights on Mr.. Axs plane, none of which Antagonistic paid for. According to the complaint filed against him, Antagonistic flew, among other places, to Phoenix, Arizona, to attend the Super Bowl in February 2008, to Augusta, Georgia, to watch the Masters Golf Tournament, to Florida to visit a relative, and to Panama. Again, at no time was his relationship with Mr.. X disclosed. In 2009, the Bank failed to approve some overdraft fees on some of the Oxygen-related accounts, and some checks written against those account therefore bounced. Mr.. Axs administrative assistant informed Antibiotics assistant that the free plane rides were over and that Antagonistic could no longer use Mr.. Axs personal plane. Perhaps the most notorious scheme in which Antagonistic engaged involved his alleged investment of $6. 5 million into the Park Avenue Bank. According to the IBID and NYSE, banks are rated as well-capitalized, adequately capitalized, and intellectualized. In August 2008, Antagonistic was informed that the Bank had been downgraded from well capitalized to merely adequately capitalized. By early October 2008, the Bank had been further downgraded to intellectualized. In order to appease regulators and restore the Banks position, Antagonistic invested what he claimed to be $6. 5 million of his own money into the Bank in exchange for common stock from the holding company. He did this over three separate transactions: a $2. 6 million investment made on October 8, 2008; another $2. 4 million investment made on October 16, 2008; and a final $1. 5 million investment made on November 17, 2008. In reality, these investments were a sham. The $6. 5 million was actually money from the Bank that was transferred to a variety of accounts and then reinvested into the Bank under the guise of a large personal investment from Antagonistic. On October 6, 2008, Oxygen Unlimited, one of the companies with which Mr.. X was associated, drew down $2. 6 million against an existing line of credit. The money was then deposited on the same day into the Oxygen Unlimited II account. Later that day, the entire amount was then transferred to the SIGH account, with which Mr.. X was also associated. Yet still on the same day, the entire $2. Lion was then transferred from the SIGH account to a Bank of America account for Bedford Consulting Group. As mentioned earlier, Antagonistic owned 100% of Bedford. On October 7, a check written for $2. 6 million from Bedford Consulting Group was deposited into Antibiotics personal checking account at the Park Avenue Bank. On October 8, Antagonistic wrote a check to the Bank for $2. 6 million, calling it a personal capital investment. After making this investment, Antagonistic wrote a letter to the IBID asking that that Banks status be restored to adequately capitalized so that the Bank could continue to accept brokered deposits. Based on this information, the IBID did in fact grant the waiver and allowed The Park Avenue Bank to engage in certain brokered deposit transactions (Bevel). On October 14, 2008, Oxygen Unlimited line of credit was increased to $6. 4 million. On the same day, barely a week after drawing down $2. 6 million, Oxygen Unlimited drew down an allotting amount was deposited into the Oxygen Unlimited II account. On October 15, the $1. 6 million was transferred to the SIGH account. Also on October 15, 2008, Antagonistic approved an $800,000 loan to USIA, which was deposited into the USIA account on he same day. That brought the total transferred or deposited into the USIA account on October 15 to $2. 4 million. On the same day, SIGH wired $2. 4 million to the Bedford Consulting Group account at Bank of America. Also on the same day, a check for $2. 4 million was issued from the Bedford Consulting Group and deposited into Antibiotics personal checking account at the Park Avenue Bank. On October 16, Antagonistic wrote a check to the Bank for $2. 4 million, again calling it a personal capital investment. On November 15, 2008, Antagonistic approved an additional $2. Million in a line of credit to USIA. On November 17, SIGH drew down $1. 5 million from this newly extended line of credit and deposited the money into the SIGH account at the Bank. On November 10, SIGH wired the $1. 5 million to the Bedford Consulting Group account at Bank of America, Just as had previously occurred with the two prior investments. On November 10, a $1. 5 million check was issued from Bedford and was deposited into A ntibiotics personal checking account at the Park Avenue Bank, again, Just as had occurred with the two prior investments. On November 17, Antagonistic made a final personal capital investment of $1. Million to the Park Avenue Bank. This brought his total investment to $6. 5 million. In exchange for his investment, Antagonistic gained 308,349 shares of Park Avenue Bannock, Inc. , the Park Avenue Bank holding company. This brought Antibiotics common stock ownership in Park Avenue Bannock to 316, 617 shares, from Just over 1% to approximately 52% of the common stock issued and available. This in effect made him a majority shareholder. Prà ªt Barbara, the United States attorney for the Southern District of New York, is quoted by Wiser and Dash as saying that Antibiotics personal capital investment was the functional equivalent of Monopoly money. Yet this did not stop Antagonistic from trying to gain as much leverage as he could from his supposed investment. On October 14, 2008, the Treasury Department announced the beginning of the Troubled Asset Relief Program (TARP). On November 14, 2008, the Park Avenue Bank applied for $11,352,480 in TAPER funds. The application was accompanied by a letter from the Banks outside counsel, who indicated in the letter that the Bank had managed to raise $5 million in capital by October 17, 2008, due to the capital investment by Antagonistic (the additional $1. Million was not yet invested at the time of the letter). In addition, according to witnesses, while the application was being reviewed, Antagonistic stressed to the IBID in multiple phone conversations that he had made a sizable personal investment, and that this investment should count favorably toward the Bank getting approved for TARP funds. And in December 2008, when the Bank sent the IBID its proposed capital restoration plan, it noted as an important matter than Antagonistic had invested $6. 5 million as part of the effort to stabilize and restore the Banks capital position (Bevel). Unfortunately for Antagonistic, the Banks financial situation continued to deteriorate while its TARP application was under review, and in February 2009, Antagonistic was informed that the IBID would not be able to recommend the Park Avenue Bank for approval of TARP funds. The Bank subsequently withdrew its application, later indicating in a press release that the Walworth was completely voluntary Owe to ten Banks change AT pollen regarding TARP funds. Antagonistic is quoted in multiple sources as having said, l dont need TARP money, I dont necessarily want TARP money, we are a strong bank, and management is committed to putting capital in as it is needed. To add to Antibiotics woes, in April 2009, USIA filed for bankruptcy. As was described earlier, SIGH had an $800,000 loan and another $1. Million in credit that was funneled through various accounts so that Antagonistic could make his investments. At the time that USIA filed for bankruptcy, the entire $2. 3 million balance was still outstanding. Antagonistic did not want the $6. 5 million scam uncovered, so he could not risk SIGH defaulting on the $2. 3 million outstanding it would raise too many red flags. So another scheme was devised in order to pay off the $2. Million that SIGH owed the Park Av enue Bank. In June 2009, SQ, one of the Oxygen-related entities, purchased a majority of stock in General Employment Enterprise, Inc. GEE). Mr.. W became the chairman of GEEs Board of Directors and appointed Mr.. Y as CEO of GEE. Both Mr.. W and Mr.. Y work for Mr.. X. SQ required GEE to open an account at the Park Avenue Bank and to transfer funds into that account. On July 23, 2009, $2. 3 million was transferred from the GEE account to a Park Avenue Insurance account, which was also at the Park Avenue Bank. As aforementioned, Antagonistic owned Park Avenue Property and Casualty Insurance Company, which is the company with which the Park Avenue Insurance account was associated. The $2. 3 million transfer was authorized by Mr.. Y, who was at the time CEO of GEE. On August 17, 2009, Antagonistic used the $2. 3 million to pay off Gigs outstanding balance. In order to cover the misappropriation of GEEs funds, Antagonistic created a bogus 90-day Certificate of Deposit Receipt, which Mr.. Y showed to the GEE Board of Directors when asked about the missing $2. 3 million. In early October of 2009, Antagonistic returned a certification of the CD, falsely indicating that the $2. Million CD existed when in fact it did not. Numerous bank employees have verified that no 90-day, $2. 3 million CD for GEE ever existed. From November 24 to December 9, 2009, $2. 3 million was wired to the GEE Park Avenue account from various Oxygen-related entities, none of which had business dealing with GEE. The final scam of which Antagonistic is accused involved defrauding two Florida pastors out of $103,940. In 2009, the two Florida pastors and their congregation raised some money to start construction on a church (they currently met at a rented store front, but were hoping for something more permanent). The pastors had met with architects and contractors and were looking into financing options when they met Mr.. Z. As previously mentioned, Mr.. Z worked for Mr.. X. Mr.. Z told the pastors that he could quadruple their money by investing in discounted treasury bonds which would sell at a profit in foreign markets. Mr.. Z provided fabricated proof that he had engaged in such transactions previously and that he worked for the Park Avenue Bank in New York. The pastors bought in to the scam and wired $103,940 to the Park Avenue Insurance account at the Park Avenue Bank on July 3, 2009. Antagonistic enthroned the Park Avenue Insurance account, as was previously detailed. The pastors, of course, never saw a return on their investment, nor have they been able to reclaim any of the original investment. They called the bank, sent letters to the bank, and even visited the bank in New York in an attempt to see Antagonistic, for whom they believed Mr.. Z worked. It all amounted to nothing. In the five weeks following the transfer AT ten Into Nils Park Avenue Insurance account, Ontological wrote $35,000 in checks to Mr.. Z and transferred $60,000 of those funds to his personal checking account. In September 2009, Antagonistic directed his assistant to book a flight for Mr.. Z to Switzerland. On October 27, 2009, Antagonistic was interviewed by IBID examiners and was specifically questioned about the source of the $6. 5 million that he purportedly invested. During the interview, Antagonistic was presented with a diagram that showed the movement of funds from Park Avenue Bank loan proceeds, to Oxygen Unlimited, Oxygen Unlimited II, and USIA, to the Bedford Consulting Group, and ultimately to Antagonistic himself. Antagonistic tried to convince the examiners that the $6. 5 million came from the sale of some of the Bedford stock to Mr.. W, but the numbers did not line up. On October 30, Antagonistic resigned his position at the bank. On March 12, 2010, the NYSE seized the Park Avenue Bank and appointed the IBID as received. The IBID sold the bank to Valley National Bank out of New Jersey, which immediately took control of operations (Wiser and Dash). On March 15, Charles J. Antagonistic, Sir. Was arrested at his home. He was charged with 10 counts of fraud, bribery, embezzlement, and misappropriation of funds (Wee and Bray). In researching this case, I was struck repeatedly at how Antagonistic was able to get away tit so much without being caught. While it is true that he was ultimately caught, his shenanigans remained undetected for some time, and when they were brought to light, it wasnt by the Bank or the Banks auditors, who were conspicuously missing from the complaint filed against Antagonistic. Ironically, Antagonistic was under investigation for 5 months before the claim was filed against him, and he was under investigation because the Ecuador office of the Department of Homeland Securitys U. S. Immigration and Customs Enforcement (ICE) learned of a person interested in engaging in an illegal business deal with Antagonistic. The matter was turned over first to the New York ICE office, then to the El Dorado Task force, which specifically investigates financial crimes (Wee and Bray, ICE Press Release). All in all, the counts against him read almost like fiction that one man could have done so much in such a relatively short period of time. And the unnamed co-conspirators makes it read like a business mob story. But unfortunately, it is all true. One man, who put his personal greed ahead of his professional duties, helped to bring about the end of he Park Avenue Bank (Prà ªt Barbara, as quoted in Minister).
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